.mpYnmW_figure{margin:36px 0 40px;width:min(800px,100vw - 32px);margin-inline-start:50%;transform:translate(-50%)}.mpYnmW_trigger{cursor:zoom-in;background:0 0;border:0;width:100%;padding:0;display:block}.mpYnmW_trigger img{width:100%;height:auto;display:block}.mpYnmW_trigger:focus-visible{outline-offset:5px;outline:3px solid #10b981}.mpYnmW_overlay{z-index:1000;background:#0a192ff0;position:fixed;inset:0}.mpYnmW_content{z-index:1001;width:max-content;max-width:min(1600px,100vw - 32px);position:fixed;top:50%;left:50%;transform:translate(-50%,-50%)}.mpYnmW_expanded{object-fit:contain;width:auto;max-width:min(1600px,100vw - 32px);height:auto;max-height:calc(100dvh - 128px);display:block}.mpYnmW_close{color:#fff;cursor:pointer;background:#0a192f;border:1px solid #64748b;border-radius:50%;place-items:center;width:44px;height:44px;display:grid;position:absolute;top:-52px;right:0}.mpYnmW_close:focus-visible{outline-offset:3px;outline:3px solid #10b981}.mpYnmW_srOnly{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media not (min-width:768px){.mpYnmW_content{width:calc(100vw - 32px)}.mpYnmW_viewport{touch-action:pan-x pan-y pinch-zoom;max-height:calc(100dvh - 128px);overflow:auto}.mpYnmW_expanded{width:900px;max-width:none;max-height:none}}
.tgo_6G_nav{background:#fff;border-top:1px solid #e2e8f0}.tgo_6G_inner{grid-template-columns:1fr 1fr;gap:16px;width:min(760px,100% - 40px);margin:0 auto;padding:36px 0 56px;display:grid}.tgo_6G_spacer{display:block}.tgo_6G_link{color:#0a192f;background:#fff;border:1px solid #e2e8f0;border-radius:12px;align-items:center;gap:14px;min-width:0;padding:16px 18px;text-decoration:none;display:flex}.tgo_6G_link:hover{border-color:#10b981}.tgo_6G_link:focus-visible{outline-offset:2px;outline:2px solid #10b981}.tgo_6G_next{text-align:right;flex-direction:row-reverse;grid-column:2}.tgo_6G_previous{grid-column:1}.tgo_6G_arrow{color:#10b981;flex-shrink:0;font-size:20px;font-weight:700}.tgo_6G_text{flex-direction:column;flex:1;gap:3px;min-width:0;display:flex}.tgo_6G_label{color:#64748b;letter-spacing:.1em;text-transform:uppercase;font-size:11px;font-weight:700}.tgo_6G_title{font-size:15px;font-weight:600;line-height:1.35}.tgo_6G_thumb{object-fit:cover;background:#f8fafc;border-radius:8px;flex-shrink:0;width:48px;height:48px}@media (max-width:640px){.tgo_6G_inner{grid-template-columns:1fr;width:min(100% - 32px,760px)}.tgo_6G_next,.tgo_6G_previous{grid-column:1}.tgo_6G_thumb{display:none}}
.xMXtfW_navLinks{gap:32px;display:flex}.xMXtfW_hamburger{cursor:pointer;background:0 0;border:0;padding:8px;display:none}.xMXtfW_mobileMenu{display:none}@media (max-width:767px){.xMXtfW_navLinks,.xMXtfW_navCtaTrial{display:none}.xMXtfW_navCtas .btn-ghost{display:none}.xMXtfW_hamburger{justify-content:center;align-items:center;display:flex}.xMXtfW_mobileMenu.xMXtfW_open{background:#fff;border-top:1px solid #e2e8f0;border-radius:0 0 18px 18px;flex-direction:column;gap:0;padding:6px 20px 24px;animation:.2s ease-out xMXtfW_menuIn;display:flex;box-shadow:0 14px 24px #0a192f1a}.xMXtfW_mobileMenu a{color:#0a192f;border-bottom:1px solid #f1f5f9;justify-content:space-between;align-items:center;padding:17px 2px;font-size:17px;font-weight:600;text-decoration:none;display:flex}.xMXtfW_mobileMenu a:not(.xMXtfW_mobileCta):after{color:#cbd5e1;content:"›";font-size:18px;line-height:1}.xMXtfW_mobileMenu a:nth-child(4){border-bottom:0}.xMXtfW_mobileMenu .xMXtfW_mobileCta{color:#fff;text-align:center;background:#10b981;border:0;border-radius:12px;justify-content:center;margin-top:16px;padding:14px;font-size:15px;font-weight:600}.xMXtfW_mobileMenuScrim{z-index:-1;background:#0a192f47;position:fixed;inset:0}}@keyframes xMXtfW_menuIn{0%{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}
.cyRnRW_list{color:#334155;margin:28px 0 30px;padding-left:1.45rem;font-size:17px;line-height:1.68;list-style-position:outside!important}.cyRnRW_list li{display:list-item}.cyRnRW_list li+li{margin-top:12px}.cyRnRW_ordered li::marker{color:#10b981;font-weight:700}.cyRnRW_ordered{list-style-type:decimal!important}.cyRnRW_unordered li::marker{color:#10b981}.cyRnRW_unordered{list-style-type:disc!important}
.EtR03a_page{--navy:#0a192f;--ink:#1a1a2e;--body:#334155;--slate:#64748b;--muted:#94a3b8;--line:#e2e8f0;--paper:#f8fafc;--emerald:#10b981;--emerald-dark:#047857;color:var(--ink);background:#fff}.EtR03a_hero{background:var(--hero-bg,var(--paper));position:relative;overflow:hidden}.EtR03a_heroShell,.EtR03a_articleColumn{width:min(760px,100% - 40px);margin:0 auto}.EtR03a_heroShell{z-index:1;padding:34px 0 64px;position:relative}.EtR03a_breadcrumbs{color:var(--hero-muted,var(--slate));gap:9px;margin-bottom:28px;font-size:13px;display:flex}.EtR03a_breadcrumbs a{color:var(--hero-fg,var(--navy));text-decoration:none}.EtR03a_breadcrumbs a:hover{text-decoration:underline;-webkit-text-decoration-color:var(--emerald);text-decoration-color:var(--emerald);text-underline-offset:4px}.EtR03a_articleHeroImage{margin:0 0 40px}.EtR03a_articleHeroImage img{width:100%;height:auto;display:block}.EtR03a_heroEyebrow,.EtR03a_calloutLabel,.EtR03a_conclusionLabel,.EtR03a_resultsHeader>span{color:var(--emerald-dark);letter-spacing:.12em;text-transform:uppercase;font-size:11px;font-weight:700}.EtR03a_heroEyebrow{color:var(--hero-label,var(--emerald-dark))}.EtR03a_heroCopy h1{color:var(--hero-fg,var(--navy));letter-spacing:-.043em;text-wrap:balance;margin:12px 0 18px;font-size:clamp(42px,6vw,58px);font-weight:700;line-height:1.06}.EtR03a_heroDeck{max-width:690px;color:var(--hero-deck,#475569);text-wrap:pretty;margin:0;font-size:clamp(18px,2.4vw,21px);line-height:1.55}.EtR03a_brandName{color:var(--navy);letter-spacing:-.035em;white-space:nowrap;font-weight:700;display:inline-flex}.EtR03a_brandName span:last-child{color:var(--emerald)}.EtR03a_byline{color:var(--hero-muted,var(--slate));flex-wrap:wrap;gap:9px;margin-top:27px;font-size:13.5px;display:flex}.EtR03a_hero .EtR03a_brandName{color:var(--hero-fg,var(--navy))}.EtR03a_byline address{color:var(--hero-fg,var(--navy));font-style:normal;font-weight:600}.EtR03a_heroFigure{border-top:2px solid #94a3b8;border-bottom:2px solid #94a3b8;margin:0;padding:18px 0}.EtR03a_costIntroRibbon{background:#fff}.EtR03a_costIntroRibbon .EtR03a_articleColumn{padding:0}.EtR03a_heroFigure figcaption{gap:4px;margin-bottom:18px;display:grid}.EtR03a_heroFigure figcaption span{color:var(--emerald-dark);letter-spacing:.12em;text-transform:uppercase;font-size:10px;font-weight:700}.EtR03a_heroFigure figcaption strong{color:var(--navy);font-size:15px;font-weight:650;line-height:1.35}.EtR03a_economicsFigure figcaption{gap:4px;margin-bottom:18px;display:grid}.EtR03a_economicsFigure figcaption span{color:var(--emerald-dark);letter-spacing:.12em;text-transform:uppercase;font-size:10px;font-weight:700}.EtR03a_economicsFigure figcaption strong{color:var(--navy);font-size:15px;font-weight:650;line-height:1.35}.EtR03a_heroFigureGrid{grid-template-columns:1fr 1fr 1.15fr;display:grid}.EtR03a_heroFigureGrid>div{border-right:1px solid var(--line);align-content:start;gap:6px;min-height:112px;padding:18px 20px;display:grid}.EtR03a_heroFigureGrid>div:first-child{padding-left:0}.EtR03a_heroFigureGrid>div:last-child{border-right:0;padding-right:0}.EtR03a_heroFigureGrid span{color:var(--slate);font-size:13px;font-weight:600}.EtR03a_heroFigureGrid strong{color:var(--navy);font-variant-numeric:tabular-nums;letter-spacing:-.03em;font-size:clamp(21px,3vw,28px)}.EtR03a_heroFigureGrid small{color:var(--slate);font-size:12px;line-height:1.35}.EtR03a_heroFigureBrand strong{color:var(--emerald)}.EtR03a_article{background:#fff}.EtR03a_articleColumn{padding:70px 0 88px}.EtR03a_introSection,.EtR03a_caseSection{scroll-margin-top:90px}.EtR03a_paragraph,.EtR03a_leadParagraph,.EtR03a_faqItem p,.EtR03a_articleCta p{color:var(--body);font-size:17.5px;line-height:1.76}.EtR03a_paragraph{margin:0 0 23px}.EtR03a_leadParagraph{color:var(--ink);margin:0 0 30px;font-size:clamp(19px,2.5vw,21px);line-height:1.65}.EtR03a_strong{color:var(--navy);font-weight:600}.EtR03a_textLink{color:#047857;text-underline-offset:3px;font-weight:500;text-decoration-line:underline;text-decoration-color:#10b98166}.EtR03a_textLink:hover{-webkit-text-decoration-color:var(--emerald);text-decoration-color:var(--emerald)}.EtR03a_pointOfView{border-left:3px solid var(--navy);margin:38px 0 22px;padding:22px 0 22px 24px}.EtR03a_pointOfView h2{color:var(--navy);letter-spacing:-.025em;margin:7px 0 8px;font-size:clamp(25px,3vw,31px);font-weight:600;line-height:1.2}.EtR03a_pointOfView .EtR03a_paragraph{color:#475569;max-width:660px;margin:0}.EtR03a_assumptionNote{color:var(--slate);background:#f8fafc;border:1px solid #cbd5e1;border-radius:8px;grid-template-columns:36px minmax(0,1fr);align-items:center;gap:13px;margin:0;padding:15px 18px;font-size:14px;line-height:1.6;display:grid}.EtR03a_assumptionNote p{margin:0}.EtR03a_workingExampleIcon{width:36px;height:36px;color:var(--emerald-dark);background:#ecfdf5;border:1px solid #a7f3d0;border-radius:50%;justify-content:center;align-items:center;display:inline-flex}.EtR03a_workingExampleIcon svg{width:19px;height:19px}.EtR03a_caseSection{padding-top:78px}.EtR03a_sectionHeading{margin-bottom:28px}.EtR03a_sectionEyebrow{color:var(--emerald-dark);letter-spacing:.13em;text-transform:uppercase;align-items:center;gap:12px;margin-bottom:12px;font-size:10px;font-weight:700;line-height:1;display:flex}.EtR03a_sectionEyebrow:after{display:none}.EtR03a_sectionHeading h2,.EtR03a_conclusion h2{color:var(--navy);letter-spacing:-.032em;text-wrap:balance;margin:0;font-size:clamp(29px,4vw,38px);font-weight:600;line-height:1.16}.EtR03a_sectionHeading p{max-width:650px;color:var(--slate);text-wrap:pretty;margin:11px 0 0;font-size:17px;line-height:1.58}.EtR03a_economicsFigure{border-top:2px solid #94a3b8;border-bottom:2px solid #94a3b8;margin:35px 0;padding:18px 0}.EtR03a_economicsFigure dl{grid-template-columns:1fr 1fr 1.2fr;gap:0;margin:0;display:grid}.EtR03a_economicsFigure dl>div{border-right:1px solid var(--line);padding:0 20px}.EtR03a_economicsFigure dl>div:first-child{padding-left:0}.EtR03a_economicsFigure dl>div:last-child{border-right:0;padding-right:0}.EtR03a_economicsFigure dt{color:var(--slate);text-wrap:balance;font-size:12px;font-weight:600;line-height:1.35}.EtR03a_economicsFigure dd{color:var(--navy);font-variant-numeric:tabular-nums;letter-spacing:-.02em;margin:8px 0 0;font-size:22px;font-weight:600}.EtR03a_disclosure{background:var(--paper);border:1px solid #cbd5e1;border-radius:8px;margin-top:31px}.EtR03a_disclosure summary,.EtR03a_calculatorAssumptions summary{min-height:50px;color:var(--navy);cursor:pointer;align-items:center;gap:12px;padding:0 16px;font-size:14px;font-weight:600;list-style:none;display:flex}.EtR03a_disclosure summary::-webkit-details-marker{display:none}.EtR03a_calculatorAssumptions summary::-webkit-details-marker{display:none}.EtR03a_disclosure summary:after,.EtR03a_calculatorAssumptions summary:after{content:"+";width:23px;height:23px;color:var(--emerald-dark);box-sizing:border-box;background:#ecfdf5;border:1px solid #a7f3d0;border-radius:50%;place-items:center;margin-left:auto;padding-bottom:1px;font-family:Arial,sans-serif;font-size:20px;font-weight:400;line-height:1;display:grid}.EtR03a_disclosure[open] summary:after,.EtR03a_calculatorAssumptions[open] summary:after{content:"-"}.EtR03a_expandHint{color:var(--slate);letter-spacing:0;white-space:nowrap;font-size:11px;font-weight:500}.EtR03a_expandHint:before{content:"("}.EtR03a_expandHint:after{content:"click to expand)"}.EtR03a_disclosure[open] .EtR03a_expandHint:after,.EtR03a_calculatorAssumptions[open] .EtR03a_expandHint:after{content:"click to collapse)"}.EtR03a_disclosure .EtR03a_paragraph{color:var(--slate);margin:0;padding:0 16px 19px;font-size:15.5px}.EtR03a_tableWrap{border-top:2px solid #94a3b8;border-bottom:2px solid #94a3b8;margin:31px 0 38px;overflow-x:auto}.EtR03a_tableWrap:focus-visible{outline:2px solid var(--emerald);outline-offset:3px}.EtR03a_costTable,.EtR03a_resultsTable{border-collapse:collapse;width:100%;font-size:15px}.EtR03a_costTable th,.EtR03a_costTable td,.EtR03a_resultsTable th,.EtR03a_resultsTable td{text-align:left;vertical-align:top;border:0;padding:16px 14px}.EtR03a_costTable th:first-child,.EtR03a_costTable td:first-child,.EtR03a_resultsTable th:first-child,.EtR03a_resultsTable td:first-child{padding-left:0}.EtR03a_costTable th:last-child,.EtR03a_costTable td:last-child,.EtR03a_resultsTable th:last-child,.EtR03a_resultsTable td:last-child{padding-right:0}.EtR03a_costTable thead th,.EtR03a_resultsTable thead th{color:var(--slate);letter-spacing:.08em;text-transform:uppercase;border-bottom:1px solid #cbd5e1;font-size:11px;font-weight:700}.EtR03a_costTable tbody th,.EtR03a_resultsTable tbody th{color:var(--navy);font-weight:600}.EtR03a_costTable tbody td,.EtR03a_resultsTable tbody td{color:var(--body)}.EtR03a_costTable tbody tr+tr th,.EtR03a_costTable tbody tr+tr td,.EtR03a_resultsTable tbody tr+tr th,.EtR03a_resultsTable tbody tr+tr td{border-top:1px solid var(--line)}.EtR03a_brandTableRow th,.EtR03a_brandTableRow td:last-child,.EtR03a_advisorHopRow th,.EtR03a_advisorHopRow td:first-of-type{font-weight:700;color:var(--emerald-dark)!important}.EtR03a_pathList{gap:0;margin-top:36px;display:grid}.EtR03a_pathList section{padding:0 0 29px}.EtR03a_pathList h3,.EtR03a_faqItem h3,.EtR03a_calculatorPrompt h3,.EtR03a_resultsHeader h3{color:var(--navy);letter-spacing:-.015em;text-wrap:balance;margin:0;font-size:20px;font-weight:600;line-height:1.35}.EtR03a_pathList h3{margin-bottom:11px}.EtR03a_scaleNote{border-left:3px solid var(--emerald);background:linear-gradient(90deg,#f0fdf8 0%,#f0fdf800 78%);margin:44px 0 0;padding:25px 0 26px 24px}.EtR03a_scaleNote h3{max-width:610px;color:var(--navy);letter-spacing:-.02em;margin:7px 0 11px;font-size:22px;font-weight:600;line-height:1.3}.EtR03a_scaleNote p{max-width:660px;color:var(--body);margin:0;font-size:16px;line-height:1.65}.EtR03a_scaleNote .EtR03a_scaleSource{color:var(--slate);margin-top:13px;font-size:13px;line-height:1.55}.EtR03a_pathComparison{margin-top:34px}.EtR03a_pathComparisonBody{padding:0 16px 18px;overflow-x:auto}.EtR03a_pathComparisonTable{border-collapse:collapse;width:100%;font-size:14px}.EtR03a_pathComparisonTable th,.EtR03a_pathComparisonTable td{color:var(--body);text-align:left;vertical-align:top;border-top:1px solid var(--line);padding:13px 12px;line-height:1.5}.EtR03a_pathComparisonTable th:first-child,.EtR03a_pathComparisonTable td:first-child{padding-left:0}.EtR03a_pathComparisonTable th:last-child,.EtR03a_pathComparisonTable td:last-child{padding-right:0}.EtR03a_pathComparisonTable thead th{color:var(--slate);letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:700}.EtR03a_pathComparisonTable tbody th{color:var(--navy);font-weight:600}.EtR03a_formulaCard{border-left:3px solid var(--emerald);gap:7px;margin:31px 0;padding:4px 0 4px 23px;display:grid}.EtR03a_formulaCard span{color:var(--slate);font-size:14px}.EtR03a_formulaCard strong{color:var(--navy);font-size:20px;font-weight:600;line-height:1.42}.EtR03a_calculatorSection{padding-top:82px}.EtR03a_calculator{border-top:2px solid var(--navy);background:#fff;border-bottom:2px solid #94a3b8;grid-template-columns:minmax(235px,.72fr) minmax(0,1.28fr);margin-top:31px;display:grid}.EtR03a_calculatorInputs,.EtR03a_calculatorResults{padding:30px}.EtR03a_calculatorInputs{background:var(--paper);border-right:1px solid var(--line)}.EtR03a_calculatorPrompt{margin-bottom:27px}.EtR03a_calculatorPrompt h3{font-size:18px}.EtR03a_calculatorPrompt p{color:var(--slate);margin:8px 0 0;font-size:14px;line-height:1.55}.EtR03a_calcField+.EtR03a_calcField{margin-top:18px}.EtR03a_calcField label{color:#475569;font-size:13px;font-weight:600;display:block}.EtR03a_moneyControl,.EtR03a_percentControl{align-items:center;gap:8px;margin-top:8px;display:flex}.EtR03a_moneyControl>span,.EtR03a_percentControl>span{color:var(--slate);font-weight:600}.EtR03a_moneyControl input,.EtR03a_percentControl input{width:100%;min-height:44px;color:var(--ink);box-sizing:border-box;font:inherit;font-variant-numeric:tabular-nums;background:#fff;border:1px solid #cbd5e1;border-radius:7px;padding:10px 12px}.EtR03a_percentControl input{max-width:106px}.EtR03a_moneyControl input:focus,.EtR03a_percentControl input:focus{border-color:var(--emerald);outline-offset:2px;outline:2px solid #10b98133}.EtR03a_calcField p{color:var(--slate);margin:7px 0 0;font-size:12px;line-height:1.45}.EtR03a_calculatorAssumptions{background:#fff;border:1px solid #cbd5e1;border-radius:7px;margin-top:22px}.EtR03a_assumptionFields{gap:18px;padding:4px 16px 22px;display:grid}.EtR03a_resultsHeader{margin-bottom:18px}.EtR03a_resultsHeader h3{margin-top:6px;font-size:22px}.EtR03a_resultsTable{font-size:14px}.EtR03a_resultsTable th,.EtR03a_resultsTable td{padding-top:14px;padding-bottom:14px}.EtR03a_resultsTable td:nth-child(2){color:var(--navy);font-variant-numeric:tabular-nums;white-space:nowrap;font-size:17px;font-weight:700}.EtR03a_resultsTable td:nth-child(2) small{color:var(--slate);margin-top:3px;font-size:11px;font-weight:500;line-height:1.35;display:block}.EtR03a_monthlyPrice{color:var(--emerald)}.EtR03a_calculatorInsight{color:#065f46;background:#ecfdf5;border:1px solid #a7f3d0;margin:22px 0 0;padding:15px 16px;font-size:14px;font-weight:600;line-height:1.55}.EtR03a_calculatorFinePrint{color:var(--slate);margin:15px 0 0;font-size:12px;line-height:1.5}.EtR03a_faqList{background:#fff;border-top:2px solid #94a3b8;border-bottom:2px solid #94a3b8}.EtR03a_faqItem{border-bottom:1px solid var(--line);padding:25px 24px}.EtR03a_faqItem:last-child{border-bottom:0}.EtR03a_faqItem h3{text-wrap:balance;font-size:19px}.EtR03a_faqItem p{text-wrap:pretty;margin:9px 0 0}.EtR03a_conclusion{margin-top:78px;padding-top:0}.EtR03a_conclusion h2{margin-top:8px}.EtR03a_conclusion .EtR03a_paragraph{margin:15px 0 0}.EtR03a_articleCta{text-align:center;background:var(--paper);border:1px solid var(--line);border-radius:20px;flex-direction:column;align-items:center;gap:0;max-width:600px;margin:60px auto 0;padding:38px 40px 40px;display:flex;box-shadow:0 4px 24px #0a192f0f}.EtR03a_articleCtaBrand{margin-bottom:17px;font-size:22px}.EtR03a_articleCtaLabel{color:var(--emerald-dark);letter-spacing:.13em;text-transform:uppercase;margin-bottom:11px;font-size:11px;font-weight:700}.EtR03a_articleCta h2{max-width:460px;color:var(--navy);letter-spacing:-.027em;text-wrap:balance;margin:0;font-size:clamp(25px,3.4vw,31px);font-weight:700;line-height:1.2}.EtR03a_articleCta p{text-wrap:pretty;max-width:460px;margin:13px 0 25px;font-size:16px;line-height:1.55}.EtR03a_articleCta a{color:#fff;background:var(--emerald);border-radius:10px;flex:none;justify-content:center;align-items:center;gap:8px;min-height:44px;padding:0 22px;font-size:14px;font-weight:700;text-decoration:none;display:inline-flex}.EtR03a_articleCta a:hover{background:#059669}.EtR03a_readerAppendix{background:#f1f5f9;padding:76px 0 82px}.EtR03a_readerAppendix .EtR03a_articleColumn{padding:0}.EtR03a_appendixHeading{margin-bottom:29px}.EtR03a_appendixHeading>div{color:var(--navy);letter-spacing:.13em;text-transform:uppercase;align-items:center;gap:12px;font-size:10px;font-weight:700;display:flex}.EtR03a_appendixHeading>div:after{display:none}.EtR03a_appendixHeading h2{color:var(--navy);letter-spacing:-.032em;text-wrap:balance;margin:12px 0 0;font-size:clamp(29px,4vw,38px);font-weight:600;line-height:1.16}.EtR03a_appendixHeading p{max-width:590px;color:var(--slate);text-wrap:pretty;margin:11px 0 0;font-size:17px;line-height:1.58}.EtR03a_faqRibbon{color:var(--navy);background:#fff;padding:54px 24px}.EtR03a_faqRibbonInner{justify-content:space-between;align-items:center;gap:28px;width:min(100%,760px);margin:0 auto;display:flex}.EtR03a_faqRibbon h2{color:var(--navy);letter-spacing:-.02em;margin:0 0 5px;font-size:24px;font-weight:700}.EtR03a_faqRibbon p{color:var(--slate);margin:0;font-size:15px}.EtR03a_faqRibbon .EtR03a_brandName{color:var(--navy)}.EtR03a_faqRibbon a{color:#fff;background:var(--emerald);border:1px solid var(--emerald);border-radius:10px;flex:none;align-items:center;gap:8px;min-height:44px;padding:0 20px;font-size:14px;font-weight:700;text-decoration:none;display:inline-flex}.EtR03a_faqRibbon a:hover{color:var(--emerald-dark);background:0 0}@media (max-width:700px){.EtR03a_heroShell,.EtR03a_articleColumn{width:min(100% - 32px,760px)}.EtR03a_heroShell{padding-top:26px;padding-bottom:52px}.EtR03a_breadcrumbs{margin-bottom:24px}.EtR03a_heroCopy h1{font-size:clamp(38px,11vw,48px)}.EtR03a_heroFigure{padding:16px 0}.EtR03a_articleHeroImage{margin-bottom:30px}.EtR03a_heroFigureGrid,.EtR03a_economicsFigure dl{grid-template-columns:1fr}.EtR03a_heroFigureGrid>div,.EtR03a_heroFigureGrid>div:first-child,.EtR03a_heroFigureGrid>div:last-child,.EtR03a_economicsFigure dl>div,.EtR03a_economicsFigure dl>div:first-child,.EtR03a_economicsFigure dl>div:last-child{border-right:0;border-bottom:1px solid var(--line);min-height:auto;padding:15px 0}.EtR03a_heroFigureGrid>div:last-child,.EtR03a_economicsFigure dl>div:last-child{border-bottom:0}.EtR03a_articleColumn{padding-top:54px;padding-bottom:68px}.EtR03a_paragraph,.EtR03a_leadParagraph,.EtR03a_faqItem p,.EtR03a_articleCta p{font-size:16.5px;line-height:1.72}.EtR03a_caseSection{padding-top:66px}.EtR03a_sectionHeading h2,.EtR03a_conclusion h2{font-size:29px}.EtR03a_costTable{min-width:610px}.EtR03a_pathComparisonTable{min-width:620px}.EtR03a_calculator{grid-template-columns:1fr}.EtR03a_calculatorInputs,.EtR03a_calculatorResults{padding:24px}.EtR03a_calculatorInputs{border-right:0;border-bottom:1px solid var(--line)}.EtR03a_resultsTable{font-size:13px}.EtR03a_resultsTable th,.EtR03a_resultsTable td{padding-right:8px}.EtR03a_resultsTable td:nth-child(2){font-size:15px}.EtR03a_articleCta{padding:32px 24px 34px}.EtR03a_articleCta a{width:100%}.EtR03a_readerAppendix{padding:60px 0 64px}.EtR03a_faqItem{padding:22px 18px}.EtR03a_expandHint{display:none}.EtR03a_scaleNote{padding-left:18px}.EtR03a_faqRibbon{padding:44px 20px}.EtR03a_faqRibbonInner{flex-direction:column;align-items:flex-start;gap:18px}.EtR03a_faqRibbon a{width:100%}}
.cS2ZHq_page{--navy:#0a192f;--body:#334155;--slate:#64748b;--line:#e2e8f0;--paper:#f8fafc;--emerald:#10b981;--emerald-dark:#10b981;color:#1a1a2e;background:#fff}.cS2ZHq_shell,.cS2ZHq_column{width:min(760px,100% - 40px);margin:auto}.cS2ZHq_hero{background:var(--hero-bg,var(--paper));position:relative;overflow:hidden}.cS2ZHq_shell{z-index:1;padding:34px 0 64px;position:relative}.cS2ZHq_breadcrumbs{color:var(--hero-muted,var(--slate));gap:9px;margin-bottom:28px;font-size:13px;display:flex}.cS2ZHq_breadcrumbs a{color:var(--hero-fg,var(--navy));text-decoration:none}.cS2ZHq_label{color:var(--hero-label,var(--emerald-dark));letter-spacing:.13em;text-transform:uppercase;font-size:10px;font-weight:700}.cS2ZHq_hero h1{max-width:730px;color:var(--hero-fg,var(--navy));letter-spacing:-.043em;text-wrap:balance;margin:12px 0 18px;font-size:clamp(38px,5.8vw,56px);line-height:1.07}.cS2ZHq_deck{max-width:690px;color:var(--hero-deck,#475569);margin:0;font-size:clamp(18px,2.4vw,21px);line-height:1.55}.cS2ZHq_byline{color:var(--hero-muted,var(--slate));flex-wrap:wrap;gap:9px;margin-top:27px;font-size:13.5px;display:flex}.cS2ZHq_byline address{color:var(--hero-fg,var(--navy));font-style:normal;font-weight:600}.cS2ZHq_heroImage{margin:0 0 40px;position:relative}.cS2ZHq_heroImage img{width:100%;height:auto;display:block}.cS2ZHq_heroImage figcaption{color:var(--hero-caption,#64748b);text-align:right;margin-top:8px;font-size:11px}.cS2ZHq_article>.cS2ZHq_column{padding:70px 0 88px}.cS2ZHq_prose p{color:var(--body);margin:0 0 23px;font-size:17.5px;line-height:1.76}.cS2ZHq_prose .cS2ZHq_lead{color:#1a1a2e;margin-bottom:30px;font-size:clamp(19px,2.5vw,21px);line-height:1.65}.cS2ZHq_prose strong{color:var(--navy);font-weight:600}.cS2ZHq_prose h2{color:var(--navy);letter-spacing:-.032em;text-wrap:balance;margin:78px 0 28px;scroll-margin-top:90px;font-size:clamp(29px,4vw,38px);font-weight:600;line-height:1.16}.cS2ZHq_prose h3{color:var(--navy);margin:43px 0 15px;font-size:22px;line-height:1.28}.cS2ZHq_link{color:var(--emerald-dark);text-underline-offset:3px;font-weight:500;-webkit-text-decoration:underline #10b98166;text-decoration:underline #10b98166}.cS2ZHq_tableWrap{border-top:2px solid #94a3b8;border-bottom:2px solid #94a3b8;margin:31px 0 38px;overflow-x:auto}.cS2ZHq_tableWrap table{border-collapse:collapse;width:100%;min-width:620px;font-size:14px}.cS2ZHq_tableWrap th,.cS2ZHq_tableWrap td{color:var(--body);text-align:left;vertical-align:top;padding:16px 14px;line-height:1.5}.cS2ZHq_tableWrap th:first-child,.cS2ZHq_tableWrap td:first-child{padding-left:0}.cS2ZHq_tableWrap th:last-child,.cS2ZHq_tableWrap td:last-child{padding-right:0}.cS2ZHq_tableWrap thead th{color:var(--slate);letter-spacing:.08em;text-transform:uppercase;border-bottom:1px solid #cbd5e1;font-size:10px}.cS2ZHq_tableWrap tbody th{color:var(--navy)}.cS2ZHq_tableWrap tbody tr+tr>*{border-top:1px solid var(--line)}.cS2ZHq_numbered,.cS2ZHq_bullets{color:var(--body);gap:12px;margin:28px 0 30px;padding-left:22px;font-size:17px;line-height:1.68;display:grid}.cS2ZHq_numbered li::marker{color:var(--emerald-dark);font-weight:700}.cS2ZHq_bullets li::marker{color:var(--emerald-dark)}@media (max-width:720px){.cS2ZHq_shell,.cS2ZHq_column{width:min(100% - 32px,760px)}.cS2ZHq_shell{padding-bottom:48px}.cS2ZHq_article>.cS2ZHq_column{padding-top:54px}.cS2ZHq_prose h2{margin-top:61px}.cS2ZHq_prose p{font-size:17px}}.cS2ZHq_prose .cS2ZHq_figure{margin:36px 0 40px}.cS2ZHq_prose .cS2ZHq_figure img{width:100%;height:auto;display:block}.cS2ZHq_prose .cS2ZHq_openingAnswer{color:#0a192f;font-size:14.4px;font-weight:600}.cS2ZHq_prose .cS2ZHq_openingAnswer strong,.cS2ZHq_prose .cS2ZHq_openingAnswer .cS2ZHq_link{color:inherit;font-weight:inherit}.dark .cS2ZHq_prose .cS2ZHq_openingAnswer{color:#fff}